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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,569 | $133,998-22.7% | $112,263-7.7% | $134,545-23.0% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -14.38% | 47.17%-61.6pp | 27.49%-41.9pp | 418.37%-432.8pp |
| Employer contribution / active EE | $5,984 | $4,040+48.1% | $3,636+64.6% | $4,742+26.2% |
| Participant deferral / active EE | $476 | $5,292-91.0% | $4,729-89.9% | $6,401-92.6% |
| Admin fee / account holder | $978 | $7,493-87.0% | $6,410-84.8% | $11,431-91.4% |