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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,233 | $77,920-15.0% | $149,723-55.8% | $75,177-11.9% |
| Participation rate | 96.0% | 65.6%+30.4pp | 78.8%+17.2pp | 67.2%+28.8pp |
| Annual return | 29.37% | 31.72%-2.4pp | 134.50%-105.1pp | 160.75%-131.4pp |
| Employer contribution / active EE | $9,561 | $3,138+204.7% | $4,821+98.3% | $2,671+257.9% |
| Participant deferral / active EE | $6,237 | $3,411+82.8% | $5,682+9.8% | $4,126+51.2% |
| Admin fee / account holder | $710 | $5,951-88.1% | $13,215-94.6% | $5,651-87.4% |