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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,015 | $75,962-21.0% | $154,108-61.1% | $64,173-6.5% |
| Participation rate | 81.3% | 70.4%+10.8pp | 83.0%-1.8pp | 69.6%+11.7pp |
| Annual return | -6.00% | 30.32%-36.3pp | 735.21%-741.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $6,601 | $3,350+97.0% | $5,298+24.6% | $2,381+177.3% |
| Participant deferral / active EE | $4,528 | $3,175+42.6% | $5,081-10.9% | $3,470+30.5% |
| Admin fee / account holder | $1,019 | $5,589-81.8% | $13,411-92.4% | $4,887-79.2% |