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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,117 | $91,198+8.7% | $178,503-44.5% | $79,856+24.1% |
| Participation rate | 92.0% | 69.2%+22.8pp | 81.9%+10.1pp | 69.6%+22.4pp |
| Annual return | 43.96% | 24.20%+19.8pp | 151.12%-107.2pp | 31.71%+12.3pp |
| Employer contribution / active EE | $9,581 | $3,257+194.2% | $5,011+91.2% | $2,471+287.7% |
| Participant deferral / active EE | $5,237 | $3,237+61.8% | $5,202+0.7% | $3,741+40.0% |
| Admin fee / account holder | $1,002 | $6,748-85.2% | $13,987-92.8% | $5,306-81.1% |