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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,305 | $81,276-2.4% | $155,574-49.0% | $80,925-2.0% |
| Participation rate | 89.7% | 66.2%+23.4pp | 78.2%+11.4pp | 67.7%+22.0pp |
| Annual return | 19.59% | 33.36%-13.8pp | 64.87%-45.3pp | 35.65%-16.1pp |
| Employer contribution / active EE | $8,737 | $3,103+181.6% | $4,676+86.8% | $2,756+217.0% |
| Participant deferral / active EE | $5,358 | $3,453+55.2% | $5,629-4.8% | $4,299+24.7% |
| Admin fee / account holder | $482 | $7,993-94.0% | $15,914-97.0% | $6,940-93.1% |