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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,261 | $77,638-84.2% | $156,551-92.2% | $62,881-80.5% |
| Participation rate | 80.9% | 71.2%+9.7pp | 84.0%-3.2pp | 69.3%+11.5pp |
| Annual return | 27.08% | 50.33%-23.2pp | 32.23%-5.1pp | 20.14%+6.9pp |
| Employer contribution / active EE | $1,501 | $3,444-56.4% | $5,501-72.7% | $2,281-34.2% |
| Participant deferral / active EE | $1,818 | $3,046-40.3% | $4,871-62.7% | $3,203-43.2% |
| Admin fee / account holder | $1,199 | $5,561-78.4% | $13,028-90.8% | $4,296-72.1% |