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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,686 | $75,832-88.5% | $147,617-94.1% | $59,633-85.4% |
| Participation rate | 66.1% | 71.6%-5.5pp | 84.6%-18.5pp | 68.7%-2.6pp |
| Annual return | -12.85% | 0.37%-13.2pp | 61.98%-74.8pp | 2041.45%-2054.3pp |
| Employer contribution / active EE | $761 | $3,485-78.2% | $5,564-86.3% | $2,203-65.5% |
| Participant deferral / active EE | $1,525 | $3,131-51.3% | $4,895-68.9% | $3,192-52.2% |
| Admin fee / account holder | $178 | $5,986-97.0% | $11,612-98.5% | $4,297-95.9% |