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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,844 | $209,428-33.7% | $178,498-22.2% | $158,950-12.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.56% | 188.78%-175.2pp | 151.09%-137.5pp | 302.91%-289.3pp |
| Employer contribution / active EE | $5,720 | $5,707+0.2% | $5,011+14.1% | $4,762+20.1% |
| Participant deferral / active EE | $8,599 | $5,955+44.4% | $5,202+65.3% | $5,983+43.7% |
| Admin fee / account holder | $67,373 | $17,077+294.5% | $13,985+381.7% | $11,248+499.0% |