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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,908 | $167,353-57.6% | $143,797-50.7% | $134,545-47.3% |
| Participation rate | 94.7% | 84.8%+9.9pp | 80.3%+14.4pp | 81.2%+13.5pp |
| Annual return | -12.46% | 0.48%-12.9pp | -0.04%-12.4pp | 418.37%-430.8pp |
| Employer contribution / active EE | $5,477 | $5,620-2.6% | $4,952+10.6% | $4,742+15.5% |
| Participant deferral / active EE | $7,000 | $6,447+8.6% | $5,638+24.2% | $6,401+9.4% |
| Admin fee / account holder | $85,362 | $18,096+371.7% | $14,679+481.5% | $11,431+646.8% |