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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,746 | $77,908+352.8% | $149,696+135.6% | $75,173+369.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 21.35% | 31.73%-10.4pp | 134.46%-113.1pp | 160.72%-139.4pp |
| Employer contribution / active EE | $30,953 | $3,138+886.5% | $4,821+542.1% | $2,671+1058.9% |
| Participant deferral / active EE | $18,518 | $3,411+442.9% | $5,682+225.9% | $4,126+348.8% |
| Admin fee / account holder | $28,087 | $5,950+372.1% | $13,212+112.6% | $5,651+397.1% |