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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,534 | $75,832-24.1% | $147,617-61.0% | $59,633-3.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.79% | 0.37%-4.2pp | 61.98%-65.8pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $20,270 | $3,485+481.7% | $5,564+264.3% | $2,203+820.2% |
| Participant deferral / active EE | $11,367 | $3,131+263.1% | $4,895+132.2% | $3,192+256.1% |
| Admin fee / account holder | $528 | $5,986-91.2% | $11,612-95.4% | $4,297-87.7% |