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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,465 | $75,962+96.8% | $154,108-3.0% | $64,173+132.9% |
| Participation rate | 98.1% | 70.4%+27.7pp | 83.0%+15.1pp | 69.6%+28.5pp |
| Annual return | -8.09% | 30.32%-38.4pp | 735.21%-743.3pp | 7.63%-15.7pp |
| Employer contribution / active EE | $25,807 | $3,350+670.4% | $5,298+387.1% | $2,381+983.9% |
| Participant deferral / active EE | $13,946 | $3,175+339.3% | $5,081+174.5% | $3,470+301.9% |
| Admin fee / account holder | $7,656 | $5,589+37.0% | $13,411-42.9% | $4,887+56.6% |