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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,554 | $148,623+10.7% | $135,974+21.0% | $139,466+18.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.17% | 79.30%-64.1pp | 68.30%-53.1pp | 373.66%-358.5pp |
| Employer contribution / active EE | $8,302 | $5,246+58.2% | $4,859+70.9% | $4,754+74.6% |
| Participant deferral / active EE | $13,878 | $8,103+71.3% | $7,760+78.8% | $6,712+106.8% |
| Admin fee / account holder | $17,800 | $12,406+43.5% | $10,767+65.3% | $11,409+56.0% |