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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,554 | $148,582+10.7% | $135,942+21.0% | $139,456+18.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.17% | 79.26%-64.1pp | 68.28%-53.1pp | 373.45%-358.3pp |
| Employer contribution / active EE | $8,302 | $5,245+58.3% | $4,858+70.9% | $4,753+74.7% |
| Participant deferral / active EE | $13,878 | $8,101+71.3% | $7,759+78.9% | $6,711+106.8% |
| Admin fee / account holder | $17,800 | $12,402+43.5% | $10,764+65.4% | $11,407+56.0% |