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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,658 | $138,078+9.8% | $125,363+21.0% | $134,509+12.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.12% | 750.49%-761.6pp | 572.15%-583.3pp | 418.13%-429.3pp |
| Employer contribution / active EE | $10,528 | $5,245+100.7% | $4,815+118.7% | $4,741+122.1% |
| Participant deferral / active EE | $18,385 | $7,800+135.7% | $7,447+146.9% | $6,400+187.2% |
| Admin fee / account holder | $6,843 | $11,566-40.8% | $10,005-31.6% | $11,427-40.1% |