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| Provider | Service type | Compensation |
|---|---|---|
GREYSTONE CONSULTING2 years Filed as: GREYSTONE FINANCIAL GROUP LLC Service code 28 824 E STREET · SAN RAFAEL, CA 94901 | Investment Management | $22,579 |
PCS RETIREMENT, LLC3 years Service code 13 · EIN 23-3038464 | Contract Administrator | $11,238 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,247 | $73,863-37.4% | $143,797-67.8% | $68,490-32.5% |
| Participation rate | 39.1% | 66.7%-27.5pp | 80.3%-41.2pp | 67.9%-28.8pp |
| Annual return | -15.99% | 0.91%-16.9pp | -0.04%-16.0pp | -7.85%-8.1pp |
| Employer contribution / active EE | $1,445 | $3,185-54.6% | $4,952-70.8% | $2,597-44.4% |
| Participant deferral / active EE | $2,426 | $3,385-28.3% | $5,638-57.0% | $4,028-39.8% |
| Admin fee / account holder | $625 | $5,756-89.1% | $14,679-95.7% | $5,403-88.4% |