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| Provider | Service type | Compensation |
|---|---|---|
GREYSTONE CONSULTING1 year Filed as: GREYSTONE FINANCIAL GROUP LLC Service code 28 824 E STREET · SAN RAFAEL, CA 94901 | Investment Management | $22,889 |
PCS RETIREMENT, LLC2 years Service code 13 · EIN 23-3038464 | Contract Administrator | $12,655 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,481 | $95,406-45.0% | $185,849-71.8% | $85,847-38.9% |
| Participation rate | 41.5% | 68.8%-27.3pp | 81.7%-40.2pp | 69.3%-27.8pp |
| Annual return | 17.85% | 23.59%-5.7pp | 122.10%-104.2pp | 318.61%-300.8pp |
| Employer contribution / active EE | $1,456 | $3,314-56.1% | $5,169-71.8% | $2,565-43.2% |
| Participant deferral / active EE | $2,438 | $3,424-28.8% | $5,569-56.2% | $3,952-38.3% |
| Admin fee / account holder | $612 | $7,214-91.5% | $16,244-96.2% | $6,261-90.2% |