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| Provider | Service type | Compensation |
|---|---|---|
Filed as: POLARIS GREYSTONE FINANCIAL GROUP Service code 28 824 E STREET · SAN RAFAEL, CA 94901 | Investment Management | $18,201 |
PCS RETIREMENT, LLC1 year Service code 13 · EIN 23-3038464 | Contract Administrator | $11,518 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,592 | $58,895-27.7% | $178,503-76.1% | $73,497-42.0% |
| Participation rate | 29.0% | 66.2%-37.2pp | 81.9%-52.9pp | 70.7%-41.7pp |
| Annual return | 12.93% | 24.86%-11.9pp | 151.12%-138.2pp | 28.51%-15.6pp |
| Employer contribution / active EE | $859 | $2,236-61.6% | $5,011-82.8% | $2,270-62.1% |
| Participant deferral / active EE | $1,384 | $2,567-46.1% | $5,202-73.4% | $3,740-63.0% |
| Admin fee / account holder | $495 | $400+23.7% | $13,987-96.5% | $513-3.5% |