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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,084 | $196,972+16.3% | $182,262+25.7% | $198,609+15.3% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 18.32% | 158.27%-140.0pp | 140.60%-122.3pp | 202.70%-184.4pp |
| Employer contribution / active EE | $1,765 | $5,364-67.1% | $5,046-65.0% | $5,055-65.1% |
| Participant deferral / active EE | $16,103 | $8,643+86.3% | $8,276+94.6% | $6,977+130.8% |
| Admin fee / account holder | $2,206 | $18,429-88.0% | $16,712-86.8% | $19,030-88.4% |