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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,378 | $98,776-51.0% | $149,745-67.7% | $79,856-39.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 7.57% | 27.38%-19.8pp | 276.72%-269.2pp | 31.71%-24.1pp |
| Employer contribution / active EE | $1,888 | $3,217-41.3% | $4,646-59.4% | $2,471-23.6% |
| Participant deferral / active EE | $3,938 | $5,681-30.7% | $6,843-42.5% | $3,741+5.3% |
| Admin fee / account holder | $4,728 | $6,053-21.9% | $9,312-49.2% | $5,306-10.9% |