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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,130 | $82,678-35.7% | $125,391-57.6% | $68,490-22.4% |
| Participation rate | 64.9% | 75.1%-10.2pp | 82.4%-17.5pp | 67.9%-3.0pp |
| Annual return | -11.75% | -5.97%-5.8pp | 572.41%-584.2pp | -7.85%-3.9pp |
| Employer contribution / active EE | $1,388 | $3,382-59.0% | $4,816-71.2% | $2,597-46.6% |
| Participant deferral / active EE | $2,619 | $6,111-57.1% | $7,448-64.8% | $4,028-35.0% |
| Admin fee / account holder | $2,442 | $6,277-61.1% | $10,009-75.6% | $5,403-54.8% |