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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,978 | $56,197-69.8% | $67,652-74.9% | $59,633-71.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -1.17% | 18508.10%-18509.3pp | 6625.40%-6626.6pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $1,326 | $1,615-17.9% | $2,266-41.5% | $2,203-39.8% |
| Participant deferral / active EE | $1,891 | $2,844-33.5% | $3,560-46.9% | $3,192-40.7% |
| Admin fee / account holder | $5,125 | $3,958+29.5% | $4,821+6.3% | $4,297+19.3% |