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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,321 | $117,846-60.7% | $102,434-54.8% | $145,884-68.2% |
| Participation rate | 56.3% | 78.6%-22.4pp | 76.5%-20.3pp | 80.3%-24.1pp |
| Annual return | 10.31% | 31.90%-21.6pp | 29.46%-19.1pp | 551.85%-541.5pp |
| Employer contribution / active EE | $5,736 | $3,615+58.7% | $3,023+89.7% | $4,662+23.0% |
| Participant deferral / active EE | $9,579 | $5,733+67.1% | $5,055+89.5% | $6,690+43.2% |
| Admin fee / account holder | $9,070 | $13,356-32.1% | $9,462-4.1% | $13,392-32.3% |