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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,959 | $154,193+167.2% | $130,045+216.8% | $139,466+195.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 33.89% | 32.51%+1.4pp | -137.30%+171.2pp | 373.66%-339.8pp |
| Employer contribution / active EE | $12,183 | $5,292+130.2% | $4,321+181.9% | $4,754+156.3% |
| Participant deferral / active EE | $8,532 | $6,709+27.2% | $5,820+46.6% | $6,712+27.1% |
| Admin fee / account holder | $2,223 | $13,989-84.1% | $10,600-79.0% | $11,409-80.5% |