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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,458 | $142,392+141.9% | $119,622+188.0% | $134,532+156.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -36.78% | -12.46%-24.3pp | -14.98%-21.8pp | 418.27%-455.0pp |
| Employer contribution / active EE | $12,570 | $5,224+140.6% | $4,232+197.0% | $4,741+165.1% |
| Participant deferral / active EE | $19,909 | $6,467+207.8% | $5,601+255.5% | $6,401+211.0% |
| Admin fee / account holder | $2,519 | $13,593-81.5% | $10,328-75.6% | $11,429-78.0% |