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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,225 | $167,353-46.1% | $143,797-37.3% | $134,545-32.9% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -23.47% | 0.48%-24.0pp | -0.04%-23.4pp | 418.37%-441.8pp |
| Employer contribution / active EE | $2,840 | $5,620-49.5% | $4,952-42.7% | $4,742-40.1% |
| Participant deferral / active EE | $4,813 | $6,447-25.3% | $5,638-14.6% | $6,401-24.8% |
| Admin fee / account holder | $853 | $18,096-95.3% | $14,679-94.2% | $11,431-92.5% |