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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,209 | $209,422-53.6% | $178,503-45.5% | $158,982-38.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 25.50% | 188.81%-163.3pp | 151.12%-125.6pp | 302.99%-277.5pp |
| Employer contribution / active EE | $2,585 | $5,707-54.7% | $5,011-48.4% | $4,763-45.7% |
| Participant deferral / active EE | $4,772 | $5,955-19.9% | $5,202-8.3% | $5,983-20.2% |
| Admin fee / account holder | $723 | $17,079-95.8% | $13,987-94.8% | $11,252-93.6% |