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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,072 | $202,342-59.4% | $172,753-52.5% | $152,909-46.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 28.30% | 1029.88%-1001.6pp | 803.00%-774.7pp | 345.46%-317.2pp |
| Employer contribution / active EE | $2,830 | $5,857-51.7% | $5,144-45.0% | $4,764-40.6% |
| Participant deferral / active EE | $3,701 | $5,948-37.8% | $5,198-28.8% | $5,851-36.7% |
| Admin fee / account holder | $694 | $17,112-95.9% | $13,956-95.0% | $11,601-94.0% |