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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,419 | $168,635-83.7% | $147,617-81.4% | $125,389-78.1% |
| Participation rate | 37.5% | 88.8%-51.3pp | 84.6%-47.1pp | 83.2%-45.7pp |
| Annual return | -4.46% | 77.65%-82.1pp | 61.98%-66.4pp | 282.24%-286.7pp |
| Employer contribution / active EE | $2,180 | $6,252-65.1% | $5,564-60.8% | $4,866-55.2% |
| Participant deferral / active EE | $3,290 | $5,507-40.3% | $4,895-32.8% | $5,352-38.5% |
| Admin fee / account holder | $71 | $13,580-99.5% | $11,612-99.4% | $9,541-99.3% |