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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,994 | $198,457-56.7% | $170,435-49.5% | $147,586-41.7% |
| Participation rate | 42.9% | 88.0%-45.1pp | 83.6%-40.7pp | 82.8%-40.0pp |
| Annual return | 15.29% | 257.30%-242.0pp | 205.94%-190.7pp | 578.59%-563.3pp |
| Employer contribution / active EE | $6,426 | $6,183+3.9% | $5,432+18.3% | $4,876+31.8% |
| Participant deferral / active EE | $2,695 | $5,629-52.1% | $4,939-45.4% | $5,439-50.4% |
| Admin fee / account holder | $2,242 | $16,852-86.7% | $13,881-83.8% | $10,886-79.4% |