Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,549 | $72,177-70.1% | $115,038-81.3% | $59,633-63.9% |
| Participation rate | 59.5% | 72.6%-13.1pp | 81.4%-21.9pp | 68.7%-9.2pp |
| Annual return | -15.28% | 12.02%-27.3pp | 26.14%-41.4pp | 2041.45%-2056.7pp |
| Employer contribution / active EE | $5,655 | $2,841+99.0% | $4,608+22.7% | $2,203+156.7% |
| Participant deferral / active EE | $2,012 | $4,783-57.9% | $6,026-66.6% | $3,192-37.0% |
| Admin fee / account holder | $3,466 | $4,927-29.7% | $8,175-57.6% | $4,297-19.3% |