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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,891 | $124,330-48.6% | $109,173-41.5% | $167,536-61.9% |
| Participation rate | 91.7% | 79.5%+12.2pp | 75.9%+15.8pp | 82.1%+9.6pp |
| Annual return | 5.86% | 26.04%-20.2pp | 25.75%-19.9pp | 478.82%-473.0pp |
| Employer contribution / active EE | $3,639 | $4,209-13.5% | $3,723-2.2% | $4,839-24.8% |
| Participant deferral / active EE | $5,304 | $5,256+0.9% | $4,654+14.0% | $6,342-16.4% |
| Admin fee / account holder | $875 | $7,974-89.0% | $6,755-87.0% | $12,315-92.9% |