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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,858 | $107,368-64.7% | $92,915-59.3% | $152,909-75.2% |
| Participation rate | 64.7% | 79.8%-15.1pp | 76.0%-11.3pp | 82.5%-17.7pp |
| Annual return | 19.90% | 145.64%-125.7pp | 109.45%-89.6pp | 345.46%-325.6pp |
| Employer contribution / active EE | $1,615 | $4,222-61.8% | $3,653-55.8% | $4,764-66.1% |
| Participant deferral / active EE | $3,245 | $4,848-33.1% | $4,238-23.4% | $5,851-44.5% |
| Admin fee / account holder | $487 | $7,082-93.1% | $5,796-91.6% | $11,601-95.8% |