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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,646 | $115,814-59.7% | $101,275-53.9% | $158,982-70.7% |
| Participation rate | 57.9% | 79.4%-21.5pp | 75.8%-17.9pp | 82.0%-24.1pp |
| Annual return | 10.57% | 56.16%-45.6pp | 46.48%-35.9pp | 302.99%-292.4pp |
| Employer contribution / active EE | $2,003 | $4,176-52.0% | $3,660-45.3% | $4,763-57.9% |
| Participant deferral / active EE | $4,230 | $4,958-14.7% | $4,371-3.2% | $5,983-29.3% |
| Admin fee / account holder | $394 | $7,249-94.6% | $5,948-93.4% | $11,252-96.5% |