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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,075 | $198,470-22.9% | $170,444-10.2% | $147,585+3.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.66% | 257.30%-239.6pp | 205.94%-188.3pp | 578.56%-560.9pp |
| Employer contribution / active EE | $7,971 | $6,184+28.9% | $5,433+46.7% | $4,876+63.5% |
| Participant deferral / active EE | $3,600 | $5,629-36.1% | $4,939-27.1% | $5,439-33.8% |
| Admin fee / account holder | $491 | $16,852-97.1% | $13,881-96.5% | $10,885-95.5% |