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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,694 | $202,342-8.2% | $172,753+7.5% | $152,909+21.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.46% | 1029.88%-1007.4pp | 803.00%-780.5pp | 345.46%-323.0pp |
| Employer contribution / active EE | $9,372 | $5,857+60.0% | $5,144+82.2% | $4,764+96.7% |
| Participant deferral / active EE | $2,631 | $5,948-55.8% | $5,198-49.4% | $5,851-55.0% |
| Admin fee / account holder | $331 | $17,112-98.1% | $13,956-97.6% | $11,601-97.1% |