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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,091 | $135,645-60.9% | $110,243-51.8% | $135,380-60.8% |
| Participation rate | 94.7% | 83.5%+11.3pp | 79.8%+14.9pp | 82.6%+12.1pp |
| Annual return | -7.12% | 513.24%-520.4pp | 314.76%-321.9pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,617 | $4,907-46.7% | $3,827-31.6% | $4,779-45.2% |
| Participant deferral / active EE | $5,004 | $5,507-9.1% | $4,672+7.1% | $5,609-10.8% |
| Admin fee / account holder | $1,712 | $11,458-85.1% | $8,548-80.0% | $10,828-84.2% |