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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,479 | $144,130-66.4% | $117,861-58.9% | $147,586-67.2% |
| Participation rate | 95.0% | 83.4%+11.6pp | 79.7%+15.3pp | 82.8%+12.2pp |
| Annual return | 17.38% | 531.20%-513.8pp | 335.11%-317.7pp | 578.59%-561.2pp |
| Employer contribution / active EE | $2,409 | $4,897-50.8% | $3,786-36.4% | $4,876-50.6% |
| Participant deferral / active EE | $4,417 | $5,316-16.9% | $4,482-1.5% | $5,439-18.8% |
| Admin fee / account holder | $2,210 | $10,887-79.7% | $8,021-72.4% | $10,886-79.7% |