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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,055 | $133,981+104.5% | $112,249+144.1% | $134,532+103.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -12.01% | 47.16%-59.2pp | 27.48%-39.5pp | 418.27%-430.3pp |
| Employer contribution / active EE | $4,913 | $4,040+21.6% | $3,636+35.1% | $4,741+3.6% |
| Participant deferral / active EE | $13,308 | $5,292+151.5% | $4,729+181.4% | $6,401+107.9% |
| Admin fee / account holder | $2,280 | $7,492-69.6% | $6,412-64.5% | $11,429-80.1% |