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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,354 | $115,796+119.7% | $101,264+151.2% | $158,950+60.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.79% | 56.15%-44.4pp | 46.48%-34.7pp | 302.91%-291.1pp |
| Employer contribution / active EE | $3,270 | $4,175-21.7% | $3,660-10.7% | $4,762-31.3% |
| Participant deferral / active EE | $13,565 | $4,958+173.6% | $4,370+210.4% | $5,983+126.7% |
| Admin fee / account holder | $1,740 | $7,247-76.0% | $5,947-70.7% | $11,248-84.5% |