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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,476 | $107,363+97.9% | $92,909+128.7% | $152,897+39.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 15.19% | 145.63%-130.4pp | 109.44%-94.2pp | 345.43%-330.2pp |
| Employer contribution / active EE | $12,221 | $4,222+189.5% | $3,653+234.5% | $4,764+156.6% |
| Participant deferral / active EE | $18,065 | $4,848+272.6% | $4,238+326.3% | $5,851+208.7% |
| Admin fee / account holder | $1,097 | $7,082-84.5% | $5,795-81.1% | $11,599-90.5% |