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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,426 | $160,070+128.3% | $147,117+148.4% | $145,897+150.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.57% | 98.69%-91.1pp | 420.54%-413.0pp | 552.29%-544.7pp |
| Employer contribution / active EE | $2,580 | $5,285-51.2% | $4,932-47.7% | $4,663-44.7% |
| Participant deferral / active EE | $9,575 | $8,419+13.7% | $8,065+18.7% | $6,689+43.1% |
| Admin fee / account holder | $219 | $15,035-98.5% | $12,993-98.3% | $13,390-98.4% |