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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,217 | $199,109-24.6% | $173,730-13.5% | $154,746-2.9% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 14.36% | 20.02%-5.7pp | 19.96%-5.6pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,297 | $5,311-75.6% | $4,577-71.7% | $4,379-70.4% |
| Participant deferral / active EE | $7,184 | $7,113+1.0% | $6,326+13.6% | $6,730+6.7% |
| Admin fee / account holder | $2,279 | $20,916-89.1% | $17,523-87.0% | $14,365-84.1% |