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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,280 | $166,268-39.1% | $165,100-38.7% | $145,897-30.6% |
| Participation rate | 68.4% | 82.0%-13.6pp | 78.6%-10.2pp | 80.3%-11.9pp |
| Annual return | 10.63% | 100.52%-89.9pp | 70.21%-59.6pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,445 | $5,284-72.7% | $4,348-66.8% | $4,663-69.0% |
| Participant deferral / active EE | $7,086 | $6,964+1.7% | $6,035+17.4% | $6,689+5.9% |
| Admin fee / account holder | $163 | $16,659-99.0% | $12,696-98.7% | $13,390-98.8% |