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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,576 | $88,702+19.0% | $81,780+29.1% | $145,978-27.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.33% | 1029.12%-1013.8pp | 776.27%-760.9pp | 550.52%-535.2pp |
| Employer contribution / active EE | $50,430 | $3,084+1535.0% | $2,914+1630.7% | $4,662+981.8% |
| Participant deferral / active EE | $35,631 | $4,645+667.1% | $4,321+724.7% | $6,690+432.6% |
| Admin fee / account holder | $1,567 | $8,414-81.4% | $7,384-78.8% | $13,400-88.3% |