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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,536 | $103,008-53.9% | $90,304-47.4% | $152,897-68.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 15.16% | 95.22%-80.1pp | 78.13%-63.0pp | 345.43%-330.3pp |
| Employer contribution / active EE | $11,188 | $3,139+256.4% | $2,855+291.9% | $4,764+134.9% |
| Participant deferral / active EE | $7,778 | $4,281+81.7% | $3,885+100.2% | $5,851+32.9% |
| Admin fee / account holder | $2,180 | $6,175-64.7% | $5,354-59.3% | $11,599-81.2% |