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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,338 | $45,152+33.6% | $73,836-18.3% | $59,633+1.2% |
| Participation rate | 93.1% | 64.0%+29.1pp | 73.4%+19.7pp | 68.7%+24.4pp |
| Annual return | -3.28% | 27.40%-30.7pp | 2268.06%-2271.3pp | 2041.45%-2044.7pp |
| Employer contribution / active EE | $2,110 | $1,901+11.0% | $2,787-24.3% | $2,203-4.2% |
| Participant deferral / active EE | $4,203 | $2,573+63.4% | $3,583+17.3% | $3,192+31.7% |
| Admin fee / account holder | $1,809 | $3,515-48.5% | $4,882-62.9% | $4,297-57.9% |