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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,090 | $65,440+68.2% | $98,506+11.8% | $85,851+28.2% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 16.88% | 21.75%-4.9pp | 1494.92%-1478.0pp | 318.63%-301.8pp |
| Employer contribution / active EE | $103 | $2,169-95.3% | $2,961-96.5% | $2,565-96.0% |
| Participant deferral / active EE | $6,684 | $3,168+111.0% | $4,277+56.3% | $3,952+69.1% |
| Admin fee / account holder | $2,211 | $4,596-51.9% | $5,955-62.9% | $6,261-64.7% |