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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,305 | $85,060-12.6% | $70,548+5.3% | $139,456-46.7% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.3%+31.7pp | 80.3%+19.7pp |
| Annual return | 51.12% | 30.38%+20.7pp | 32.78%+18.3pp | 373.45%-322.3pp |
| Employer contribution / active EE | $6,059 | $3,911+54.9% | $2,975+103.7% | $4,753+27.5% |
| Participant deferral / active EE | $8,565 | $5,890+45.4% | $4,567+87.5% | $6,711+27.6% |
| Admin fee / account holder | $980 | $8,925-89.0% | $6,424-84.7% | $11,407-91.4% |