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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,305 | $85,024-12.6% | $70,544+5.3% | $139,466-46.7% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 51.12% | 30.39%+20.7pp | 32.79%+18.3pp | 373.66%-322.5pp |
| Employer contribution / active EE | $6,059 | $3,912+54.9% | $2,976+103.6% | $4,754+27.4% |
| Participant deferral / active EE | $8,565 | $5,891+45.4% | $4,568+87.5% | $6,712+27.6% |
| Admin fee / account holder | $980 | $8,928-89.0% | $6,427-84.8% | $11,409-91.4% |