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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,273 | $82,288-54.7% | $68,794-45.8% | $134,509-72.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | 23.01% | -2.19%+25.2pp | -6.37%+29.4pp | 418.13%-395.1pp |
| Employer contribution / active EE | $4,909 | $3,301+48.7% | $2,656+84.9% | $4,741+3.6% |
| Participant deferral / active EE | $6,883 | $4,738+45.3% | $3,941+74.7% | $6,400+7.5% |
| Admin fee / account holder | $1,533 | $6,482-76.4% | $4,934-68.9% | $11,427-86.6% |