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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,685 | $102,595-83.7% | $94,057-82.3% | $154,746-89.2% |
| Participation rate | 45.5% | 76.0%-30.5pp | 73.3%-27.9pp | 80.7%-35.2pp |
| Annual return | 24.06% | 583.42%-559.4pp | 480.62%-456.6pp | 172.34%-148.3pp |
| Employer contribution / active EE | $235 | $3,147-92.5% | $2,933-92.0% | $4,379-94.6% |
| Participant deferral / active EE | $1,677 | $5,118-67.2% | $4,709-64.4% | $6,730-75.1% |
| Admin fee / account holder | $58 | $7,736-99.3% | $7,244-99.2% | $14,365-99.6% |