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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,616 | $96,678-92.1% | $86,640-91.2% | $139,466-94.5% |
| Participation rate | 40.9% | 74.4%-33.5pp | 71.7%-30.8pp | 80.3%-39.4pp |
| Annual return | 26.52% | 106.69%-80.2pp | 592.52%-566.0pp | 373.66%-347.1pp |
| Employer contribution / active EE | $390 | $3,265-88.1% | $3,024-87.1% | $4,754-91.8% |
| Participant deferral / active EE | $1,292 | $4,837-73.3% | $4,438-70.9% | $6,712-80.8% |
| Admin fee / account holder | $1,183 | $6,410-81.5% | $5,616-78.9% | $11,409-89.6% |