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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,616 | $96,643-92.1% | $86,617-91.2% | $139,456-94.5% |
| Participation rate | 40.9% | 74.4%-33.5pp | 71.7%-30.8pp | 80.3%-39.4pp |
| Annual return | 26.52% | 106.57%-80.1pp | 591.91%-565.4pp | 373.45%-346.9pp |
| Employer contribution / active EE | $390 | $3,264-88.1% | $3,023-87.1% | $4,753-91.8% |
| Participant deferral / active EE | $1,292 | $4,835-73.3% | $4,437-70.9% | $6,711-80.8% |
| Admin fee / account holder | $1,183 | $6,406-81.5% | $5,613-78.9% | $11,407-89.6% |